Loan Services
Get Fast and Flexible Financing Solutions with Our Loans
Unlock growth with Jolas Group’s loan services. We begin with a quick eligibility check and documentation review, then match your profile to the right bank/NBFC for the best mix of rate, tenure, and collateral. Our team packages your file to minimize queries and tracks it end-to-end—from submission and credit appraisal to approval and disbursal. Choose from unsecured Personal Loans or secured options like Business/MSME finance, Home Loans, Loan Against Property (LAP), Loan Against Shares (LAS), Auto Loans, Overdrafts (OD), and commercial funding. Whether you’re smoothing cash flow, expanding operations, consolidating debt, or upgrading assets, we tailor structures (balance transfer/top-up, part-prepayment, flexible EMIs) to your needs. Expect transparent comparisons, clear timelines, and one-point coordination. Note: final sanction, rates, and T&Cs are at the lender’s discretion; we never charge hidden upfront fees.
- Fast Approval — Get funds quickly to meet your business needs
- Flexible Repayment — Choose a plan that suits your cash flow
- Personalised Solutions — Tailored by experienced loan specialists
- Competitive Rates — Access lender options at competitive interest rates
How Our Loan Process Works
Application — Simple & hassle-free form · Evaluation — Quick eligibility check · Approval — Fast lender decision & disbursal · Repayment — Flexible options aligned to cash flow
Eligibility & Documentation
Checklist guidance and packaging to reduce rework.
Lender Match & Submission
We align profile to the right bank/NBFC and submit.
Approval & Disbursal
Follow-ups to speed decisions and coordinate disbursal.
Loan Services
Home Loans
Own your home with lender-matched rates, optimised tenure, and EMIs that fit your budget. We handle eligibility checks, document packaging, valuation/legal coordination, and disbursal tracking so you don’t have to chase. Compare multiple banks/NBFCs in one go.
Balance Transfer / Refinance
Reduce your EMI by moving your existing loan to a lender with better rates or a longer tenure. We calculate net savings (including fees) so you know the real benefit before switching. Optionally add a top-up for renovations or other needs.
Loan Against Property (LAP)
Leverage residential/commercial property to unlock larger ticket sizes at competitive rates. We coordinate valuation, legal scrutiny, and documentation to minimize queries and speed approval. Ideal for business expansion, consolidation, or high-value goals.
Personal Loans (PL)
Fast, unsecured funding with transparent comparisons on rate, tenure, and fees. Perfect for urgent or planned spends without collateral. We pre-screen eligibility to avoid rework and accelerate disbursal.
Business Loans (MSME)
Power working capital, inventory, vendor payments, or expansion—structured to your cash flows. From term loans to unsecured limits, we tailor the product mix and paperwork to match lender policy. Get one-point coordination till disbursal.
Car Loans (Auto Loans)
Finance new or pre-owned vehicles with flexible EMIs and quick decisions. We help you compare on-road offers, processing fees, and add-ons so the total cost stays predictable. Drive sooner with guided documentation.
Education Loans
Cover tuition, living, and travel with student-friendly tenures and moratorium options. We assist with co-applicant, collateral (if required), and university documentation to streamline approval. Focus on your program, not paperwork.
Working Capital (OD/CC, Invoice/PO Finance)
Smooth cash-flow cycles with the right blend of OD/CC limits or invoice/PO-based funding. We match banking behavior and collateral to lender policy for faster sanction. Pay interest only on utilization where applicable.
Project Funding
Secure medium-to-long term capital for capex, expansion, or new initiatives. We prepare detailed notes, projections, and compliance packs to support credit appraisal. Best for structured requirements with clear milestones.
Overdraft (OD)
Access a revolving credit line and pay interest only on the amount you use. Ideal for seasonal or variable cash flows where flexibility matters most. We help set prudent limits aligned to your banking profile.
Debt Consolidation
Combine multiple loans into one structured plan to lower monthly outgo and simplify tracking. We evaluate pre-closure charges and new terms to ensure net savings, not just a reshuffle. Regain control of your EMI calendar.
Bank Guarantee (BG)
Arrange Bid/Performance/Financial guarantees through partner banks with accurate documentation and timelines. We guide formats, margins, and supporting papers to reduce back-and-forth. Win more bids with confidence.
Private Funding
Explore compliant, secured alternatives for special situations and bridge needs. Every case undergoes stringent due diligence with clear terms and exit pathways. Designed for speed without compromising transparency.
Card-to-EMI / Loan-on-Card
Convert eligible card purchases into manageable EMIs or a loan-on-card as per issuer policy. We clarify costs, tenures, and limits so there are no surprises. (Note: We do not facilitate cash withdrawals.)
CIBIL Services
Know your CIBIL score, decode your report, and get a practical improvement roadmap. We help dispute errors, optimize credit utilization, and build a healthy credit profile for future borrowing. Start with a clean, clear picture.
